UOB One Card: up to 3.33% quarterly cash back and 8% on groceries

UOB’s current One Credit Card page describes the ongoing qualifying-quarter program for existing customers. Depending on the monthly spend tier sustained for three consecutive months, cardholders can earn quarterly cash back equivalent to up to 3.33% on eligible spend. The page also states that qualifying grocery purchases can receive additional cash back bringing the total to up to 8%. Current qualifying tiers start at S$600 monthly and require at least 10 purchases each month, with higher quarterly cash-back amounts at S$1,000 and S$2,000 monthly tiers. This record excludes the separate new-to-UOB promotional rates that end on a calendar date. Verified from UOB’s public first-party page on September 2, 2026.