Scotia Momentum Visa Infinite: 4% grocery and recurring cash back

Scotiabank’s current Momentum Visa Infinite materials list 4% cash back on eligible grocery-store purchases and recurring payments, 2% on eligible gas, EV charging, daily transit, rideshare and specified food-delivery purchases, and 1% on other eligible purchases. The 4% category has a published annual purchase limit of C$25,000 before the card’s lower earn treatment applies. Merchant-category coding, recurring-payment classification, annual category limits and excluded transactions remain governed by Scotiabank’s current card terms. This record does not treat every delivery, transit or fuel merchant as automatically eligible. Verified from Scotiabank’s current public first-party card pages on September 2, 2026.